Welcome home to 21 Thatcher Lane in the picturesque Galena Territory! Enjoy peace & quiet in all four seasons in this quaint & cozy townhome. This Settlement home includes the most sought-after floorplan – the Rawlins plan offering full-time living; weekend getaway or utilize the current Jo Daviess County Guest Accommodation license for Short-Term-Rentals (STR). The best of all worlds… a getaway when you can and a STR when you’re busy to help offset the cost of ownership. Either way, you’ll have the convenience of an HOA (covering all exterior, except glass) as a wonderful turnkey investment property. The Settlement home features a bedroom and bathroom of each of the two floors, ideal for privacy amongst friends or family. The main level features an open kitchen/dining combination to gather for meals & games, a cozy living room with a brick wood-burning fireplace, the main floor bedroom and full bathroom, pantry and access to the back deck with new composite boards and an outdoor attached storage shed for all you outdoor toys from bikes to deck furniture & BBQ accessories. The upper level features the ideal primary bedroom suite with vaulted ceiling, a full bathroom, large double door closet and a separate laundry closet. After a day on the golf course, the lake, shopping or chilling at the owner’s club, it’s time to enjoy the privacy from neighbors on this end unit back deck to watch the sunset, grill up your favorites and kickback for the evening. While staying in this delightful cottage take full advantage of all The Galena Territory has to offer: near a paved asphalt trail leading all the way to the Owner’s Club with indoor and outdoor pools; all sorts of courts for Pickleball, Basketball, & Tennis; a state of the art fitness center; business office; rooms to rent for special occasions; 24/7 Security; beautiful Lake Galena with its new Marina and Pavilion, the lake sports outstanding fishing, pleasure boating, kayaking & canoeing; 20 miles of nature trails to guide you to explore over 1600 acres of greenspace, Shenandoah Riding Center and so much more. In addition, Eagle Ridge Resort & Spa runs an 80 room Inn, manages four Golf courses (including the famed General), the Country store, Highlands Restaurant, Woodlands Restaurant and the Stonedrift Spa. Your monthly HOA covers siding, roofs, decking, lawncare, snow removal, trash and a special project scheduled for Autumn 2024. All new landscaping around the home and throughout Thatcher Lane to be installed Autumn 2024. Over the past four years, 21 Thatcher Lane was lovingly updated with modern amenities and touches yet retaining the original cottage charm. (See Associated Documents for a detailed list of renovations and updates). For your peace of mind, a one-year home warranty of this lovingly well-maintained home is included. If you have to catch up on work, or movies/games, not to worry… high speed fiber optic is here! Be sure to schedule your showing soon. Furnishings with noted exclusions are included with the sale. Seller is an Illinois licensed Realtor. Annual Galena Territory Association dues $1,360.